Bài Tập, Đề Thi Trắc Nghiệm Online – Môn Tiếng Anh Ngành Bất Động Sản – Đề 05

Câu 1: A client is looking for a property to generate rental income and potentially increase in value over time. Which type of real estate investment would best suit this client"s objectives?

• A. Raw land
• B. Residential rental property
• C. Commercial warehouse
• D. Special use property (e.g., church)

Câu 2: In a real estate transaction, "due diligence" is a critical phase. What does "due diligence" primarily involve for a buyer?

• A. Negotiating the initial offer price.
• B. Securing financing from a lender.
• C. Investigating the property"s condition and legal status.
• D. Arranging for homeowner"s insurance.

Câu 3: Which of the following best describes the role of a "property manager" in real estate?

• A. To represent buyers and sellers in real estate transactions.
• B. To develop new real estate projects from the ground up.
• C. To assess the market value of properties for sale.
• D. To oversee the day-to-day operations and maintenance of rental properties.

Câu 4: A "lease agreement" is a legally binding contract in real estate. What is the primary purpose of a lease agreement?

• A. To grant temporary use of a property to a tenant for a specified period.
• B. To transfer ownership of a property from seller to buyer.
• C. To establish the boundaries of a property.
• D. To provide financing for the purchase of a property.

Câu 5: "Appraisal" is a crucial step in many real estate transactions. What is the main goal of a property appraisal?

• A. To identify any physical defects in the property.
• B. To estimate the fair market value of a property.
• C. To ensure the property complies with zoning regulations.
• D. To market the property to potential buyers.

Câu 6: What does "zoning" primarily regulate in the context of real estate and land use?

• A. Building codes and construction standards.
• B. Property taxes and assessments.
• C. Permitted uses of land and buildings in specific areas.
• D. Environmental regulations for property development.

Câu 7: A real estate investor is considering purchasing a "fixer-upper". What does "fixer-upper" typically imply about a property?

• A. It is a newly constructed, modern property.
• B. It is located in a highly desirable, upscale neighborhood.
• C. It is in perfect, move-in ready condition.
• D. It requires significant renovation or repairs.

Câu 8: "Capitalization rate" (cap rate) is a key metric in commercial real estate. What does the cap rate primarily measure?

• A. The rate of return an investment property is expected to generate.
• B. The total cost of capital for a real estate development project.
• C. The annual depreciation rate of a property.
• D. The loan-to-value ratio for a mortgage.

Câu 9: What is the meaning of "escrow" in a real estate transaction?

• A. A type of property insurance.
• B. A neutral third party holding funds and documents until transaction conditions are met.
• C. A government agency regulating real estate practices.
• D. A clause in a contract allowing for cancellation under certain conditions.

Câu 10: "Amortization" is a term commonly used in the context of mortgages. What does "amortization" refer to?

• A. The interest rate charged on a mortgage.
• B. The total amount of money borrowed for a mortgage.
• C. The process of gradually paying off a loan over time through regular payments.
• D. The fees associated with obtaining a mortgage.

Câu 11: "Property taxes" are a significant cost for property owners. What are property taxes primarily used for by local governments?

• A. National defense and infrastructure projects.
• B. Social security and healthcare programs.
• C. State-level highway maintenance and public safety.
• D. Local services like schools, roads, and emergency services.

Câu 12: What is a "real estate contingency" in a purchase agreement?

• A. A condition that must be met for the contract to be binding.
• B. A penalty for breaching the purchase agreement.
• C. A clause guaranteeing the property"s condition.
• D. The final closing date of the transaction.

Câu 13: "Gross leasable area" (GLA) is a common term in commercial real estate, especially retail. What does GLA measure?

• A. The total size of the land parcel.
• B. The total floor area available for rent to tenants.
• C. The total building footprint.
• D. The common areas within a commercial property.

Câu 14: What is the primary role of a "real estate broker"?

• A. To finance real estate projects.
• B. To develop and construct new buildings.
• C. To oversee real estate agents and manage a brokerage.
• D. To inspect properties for structural integrity.

Câu 15: "Loan-to-value ratio" (LTV) is a key factor lenders consider when approving mortgages. What does LTV represent?

• A. The ratio of monthly loan payments to monthly income.
• B. The interest rate charged on the loan.
• C. The total term of the loan in years.
• D. The ratio of the loan amount to the appraised value of the property.

Câu 16: A property is described as "net-zero energy". What does this term generally mean?

• A. The building produces as much energy as it consumes annually.
• B. The building has no energy consumption.
• C. The building is only powered by renewable energy sources.
• D. The building is extremely energy inefficient.

Câu 17: In real estate advertising, what does "curb appeal" refer to?

• A. The size of the property"s yard.
• B. The attractiveness of a property from the street.
• C. The interior design of the property.
• D. The price of the property relative to its size.

Câu 18: What is "eminent domain" in real estate law?

• A. The right of property owners to develop their land as they see fit.
• B. The legal process of evicting a tenant.
• C. The government"s right to take private property for public use, with just compensation.
• D. The regulations governing property boundaries and easements.

Câu 19: A "comparative market analysis" (CMA) is often used by real estate agents. What is the purpose of a CMA?

• A. To assess the structural condition of a property.
• B. To determine the property"s tax assessment.
• C. To create marketing materials for a property listing.
• D. To estimate the market value of a property by comparing it to similar recently sold properties.

Câu 20: What is "title insurance" in real estate?

• A. Insurance that protects against losses due to defects in a property"s title.
• B. Insurance that covers damage to a property from natural disasters.
• C. Insurance for renters against loss of personal property.
• D. Insurance for real estate agents against liability claims.

Câu 21: Which factor would typically lead to an increase in property values in a neighborhood?

• A. Increased crime rates in the area.
• B. Improved local infrastructure and amenities (e.g., new schools, parks).
• C. Closure of major local employers.
• D. Deterioration of public transportation.

Câu 22: What is a "balloon payment" in a mortgage?

• A. An extra payment made to reduce the principal balance early in the loan term.
• B. A payment that adjusts based on changes in interest rates.
• C. A large lump sum payment due at the end of a mortgage term.
• D. The initial down payment made when taking out a mortgage.

Câu 23: "Brownfield" sites are often discussed in urban development. What are "brownfield" sites?

• A. Undeveloped green spaces within urban areas.
• B. Newly developed residential areas on the outskirts of cities.
• C. Historical landmarks protected from development.
• D. Former industrial or commercial sites that are contaminated and require cleanup before redevelopment.

Câu 24: What does "HOA fees" stand for and what do they typically cover in a condominium or planned community?

• A. Homeowners Association fees, covering common area maintenance and amenities.
• B. Home Office Allowance fees, for residents working from home.
• C. Hazardous Occupancy Assessment fees, for properties with potential risks.
• D. Housing Opportunity Assistance fees, for low-income residents.

Câu 25: In real estate, what is "leverage" and how is it typically used by investors?

• A. Diversifying investments across different property types.
• B. Using borrowed capital to increase the potential return on investment.
• C. Negotiating lower prices with sellers.
• D. Minimizing property maintenance costs.

Câu 26: A real estate agent mentions "staging" a home for sale. What does "staging" involve?

• A. Completing necessary repairs and renovations before listing.
• B. Lowering the asking price to attract more buyers.
• C. Preparing a home for sale by decorating and arranging furniture to showcase its best features.
• D. Hiding any defects or problems with the property.

Câu 27: What is "capEx" in real estate financial analysis?

• A. Capital Gains, profits from selling a property.
• B. Cash Expenses, day-to-day operating costs.
• C. Contingency Expenses, funds set aside for unexpected issues.
• D. Capital Expenditures, costs for significant property improvements or major repairs.

Câu 28: "Triple net lease" (NNN) is a type of commercial lease agreement. Who typically pays for property taxes, insurance, and maintenance in an NNN lease?

• A. The tenant.
• B. The landlord.
• C. Shared equally between tenant and landlord.
• D. Depends on negotiation in the lease agreement.

Câu 29: What is "gentrification" in urban real estate?

• A. The expansion of suburban areas into rural land.
• B. The process of renovating and redeveloping deteriorated urban neighborhoods, often leading to displacement of lower-income residents.
• C. The decline of property values in urban centers.
• D. Government programs to provide affordable housing in cities.

Câu 30: If a real estate listing mentions "walkable score", what aspect of the property"s location is being highlighted?

• A. The safety of walking around the neighborhood at night.
• B. The availability of parking spaces near the property.
• C. The proximity to amenities and services that can be reached on foot.
• D. The distance to the nearest public transportation stop.