Bài Tập, Đề Thi Trắc Nghiệm Online - Môn Tiếng Anh Ngành Bất Động Sản - Đề 06
Bài Tập, Đề Thi Trắc Nghiệm Online - Môn Tiếng Anh Ngành Bất Động Sản - Đề 06 bao gồm nhiều câu hỏi hay, bám sát chương trình. Cùng làm bài tập trắc nghiệm ngay.
Câu 1: Which term best describes the process of assessing the market value of a property by a qualified professional?
- A. Depreciation
- B. Appraisal
- C. Amortization
- D. Valuation
Câu 2: A "lease agreement" is primarily concerned with which aspect of real estate?
- A. Property ownership transfer
- B. Property valuation
- C. Rental of property
- D. Property insurance
Câu 3: In real estate finance, "Loan-to-Value ratio" (LTV) is used to assess:
- A. The riskiness of a loan based on the property"s value
- B. The total cost of a property including all expenses
- C. The annual property tax rate
- D. The potential rental income from a property
Câu 4: "Due diligence" in real estate transactions refers to:
- A. Marketing a property effectively
- B. Negotiating the selling price
- C. Securing financing for a purchase
- D. Investigating and verifying property details and potential risks
Câu 5: What is a "Fixture" in real estate context?
- A. Temporary decorations in a house
- B. Items permanently attached to the property
- C. Movable furniture in a property
- D. Legal documents related to property
Câu 6: Which of the following is NOT typically a responsibility of a "Property Manager"?
- A. Collecting rent from tenants
- B. Handling property maintenance and repairs
- C. Determining property zoning regulations
- D. Screening potential tenants
Câu 7: "Capital Gains Tax" in real estate is levied on:
- A. Profit from selling a property at a higher price than paid
- B. The original purchase price of a property
- C. Annual property taxes
- D. Rental income from a property
Câu 8: What does "HOA" stand for in the context of condominiums or planned communities?
- A. Housing Opportunity Association
- B. Home Owners of America
- C. House Organization and Administration
- D. Homeowners Association
Câu 9: "Amortization" in mortgage terms refers to:
- A. The interest rate fluctuations over the loan term
- B. The process of gradually paying off a loan through regular payments
- C. The penalty for early repayment of a loan
- D. The insurance cost associated with a mortgage
Câu 10: Which document legally transfers property ownership from a seller to a buyer?
- A. Promissory Note
- B. Mortgage Agreement
- C. Deed
- D. Title Insurance Policy
Câu 11: In real estate marketing, "Curb Appeal" refers to:
- A. The attractiveness of a property from the street view
- B. The interior design and decor of a property
- C. The size of the backyard or garden
- D. The neighborhood amenities around the property
Câu 12: What is "Zoning" in urban planning and real estate?
- A. The process of property inspection before sale
- B. The calculation of property taxes
- C. The historical significance of a property
- D. Regulations that dictate how property can be used in specific areas
Câu 13: A "Comparative Market Analysis" (CMA) is used by real estate agents to:
- A. Assess the structural integrity of a building
- B. Estimate the market value of a property
- C. Determine the legal boundaries of a property
- D. Plan renovations for a property
Câu 14: "Escrow" in real estate refers to:
- A. A type of property insurance
- B. A clause in a contract allowing cancellation
- C. A neutral third party holding funds and documents until conditions are met
- D. A government agency regulating real estate
Câu 15: What is "Title Insurance" in real estate transactions?
- A. Insurance against property damage from natural disasters
- B. Insurance for mortgage lenders against borrower default
- C. Insurance covering repair costs after property inspection
- D. Insurance protecting buyers against defects in the property title
Câu 16: "Gross Rent Multiplier" (GRM) is a metric used to evaluate:
- A. The profitability of a rental property based on gross rental income
- B. The cost of renovations needed for a rental property
- C. The annual property management fees
- D. The vacancy rate of a rental property
Câu 17: "Walk-through" in the context of buying a property refers to:
- A. A virtual tour of the property online
- B. A final inspection of the property before closing
- C. A marketing event to showcase the property
- D. A meeting with the real estate agent to discuss offers
Câu 18: What is "Depreciation" in real estate accounting?
- A. Increase in property value over time
- B. The cost of property repairs and maintenance
- C. A decrease in the value of property over time due to wear and tear or obsolescence
- D. The amount of loan principal paid off each year
Câu 19: "Easement" in real estate law is:
- A. Full ownership of a property
- B. A temporary rental agreement
- C. A type of property tax
- D. A right to use someone else"s property for a specific purpose
Câu 20: "Closing Costs" in a real estate transaction typically include:
- A. Monthly mortgage payments
- B. Loan origination fees, title insurance, and appraisal fees
- C. Property renovation expenses
- D. Homeowners insurance premiums
Câu 21: If a property is described as "Net Leasable Area", it refers to:
- A. The total area of the land plot
- B. The total built-up area including common spaces
- C. The area available for tenant"s exclusive use, excluding common areas
- D. The area occupied by the building structure itself
Câu 22: What is a "Contingency Clause" in a real estate contract?
- A. A clause about property maintenance responsibilities
- B. A clause defining payment schedules
- C. A clause setting the closing date
- D. A clause that allows parties to back out of the contract if certain conditions are not met
Câu 23: "Property Tax" is typically based on:
- A. The assessed value of the property
- B. The original purchase price of the property
- C. The rental income generated by the property
- D. The size of the property in square footage
Câu 24: "Return on Investment" (ROI) in real estate is calculated as:
- A. (Net Profit - Initial Investment) / Time Period
- B. (Net Profit / Initial Investment) x 100%
- C. (Gross Revenue / Total Expenses) x 100%
- D. (Property Value - Loan Amount) / Loan Amount
Câu 25: What is "Seller"s Disclosure" in a real estate transaction?
- A. Marketing materials prepared by the seller
- B. Negotiation strategy used by the seller
- C. A document where the seller reveals known defects or issues with the property
- D. A financial statement from the seller
Câu 26: "Brownfield Land" in real estate development refers to:
- A. Agricultural land ready for development
- B. Land designated for green spaces and parks
- C. Newly developed residential areas
- D. Previously developed land that may be contaminated
Câu 27: Which professional typically assists buyers in securing a mortgage for property purchase?
- A. Real Estate Appraiser
- B. Mortgage Broker
- C. Title Examiner
- D. Home Inspector
Câu 28: "Square Footage" is a measure of:
- A. Area
- B. Volume
- C. Height
- D. Perimeter
Câu 29: In a "Triple Net Lease" (NNN), who is typically responsible for property taxes, insurance, and maintenance?
- A. Shared equally between landlord and tenant
- B. Exclusively the landlord
- C. Exclusively the tenant
- D. Depends on local regulations
Câu 30: "Like-Kind Exchange" (1031 Exchange) in the US real estate context allows investors to:
- A. Avoid property taxes permanently
- B. Reduce mortgage interest rates
- C. Increase property depreciation deductions
- D. Defer capital gains taxes when reinvesting proceeds from a property sale into a similar property
